Approach to Sustainability
U.S. Bank believes we can have a positive impact on sustainability by protecting and conserving our natural resources through methods such as:

• developing less resource intensive business practices.
• embracing opportunities for financial products and services that incorporate features or benefits for reduced environmental impact.
• investing in environmentally beneficial business opportunities.
• engaging and educating employees and customers.

Please take a moment to review our 2008-2009 Environmental Sustainability Update1  which provides more detailed information on our approach and our progress. The document highlights some of our initiatives and successes, including surpassing the $1 billion commitment we made in 2007 to invest in environmentally beneficial, profitable business opportunities by 2015.

This update builds upon our initial introduction of our Environmental Sustainability Policy in 2007 (a summary of which is included in our 2007 Corporate Citizenship Report1, and focuses on the following:

Climate Change - U.S. Bank has a responsibility to better understand the impact of our operations on the environment and to help reduce that impact. We completed an energy consumption and carbon emissions inventory at our facilities and from business-related travel and are taking action to reduce our impact.

• Update our facilities and equipment to be more energy efficient.
• Seek LEED certification in select new branch construction.
• Expand audio, video and web-conferencing capabilities.
• Upgrade technology and software to improve energy efficiency.
• Expand recycling programs at our facilities.
• Implement sustainable forest practice lending guidelines.
• Substitute electronic options for paper-based processes.

Employee Engagement - We are committed to helping employees become more responsible consumers of environmental resources.

• Require environmental training for all employees.
• Offer online environmental resources and tools.
• Offer mass transportation incentives and promote carpooling.

Our Get Green with US philosophy invites all stakeholders to join our sustainability efforts, and we are a founding member of the NACHA Pay It Green Alliance to help educate the public on the advantages of paperless financial management.

How To Get Green with US
For paperless options, we offer Internet Banking and Bill Pay, Online Statements, treasury management services, and a partnership to introduce cardless payment technologies.

To reward customers who want to have an even more positive impact on the environment, we offer reduced rates for our Green Auto Loan.

Related Information
Global Reporting Initiative 2008 G3 Report1.