About the Auto Loan Application Process

Step #1: Information You Need to Apply

• Your requested loan amount
• Your Social Security Number
• Your employer's name and address
• Your annual gross income (before deductions)
• Vehicle Identification Number (VIN)
• Vehicle year, make and model
• Vehicle odometer reading
• Vehicle purchase price
• Seller name and address
• Lien holder name (for refinancing or for private party purchase with a lien)
• Payoff amount (for refinancing or for a private party purchase with a lien)

Step #2: Get Pre-Qualified
If you're not yet ready to buy your new or used car, get pre-qualified before you shop.

• Call 888-443-4778 or 800-685-5065 (TDD)
• Visit your local U.S. Bank branch

Step #3: Apply

• Apply Online
• Call 888-444-BANK or 800-685-5065 (TDD)
• Visit your local U.S. Bank branch

Step #4: Application Processing
U.S. Bank will process your application as quickly as possible.

• You may be asked to provide:
• Automobile insurance
• Proof of income
• You'll receive your credit decision in two hours or less (during normal business hours). A U.S. Bank representative will call you to:
• Verify your identity
• Schedule your loan closing

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