U.S. Bank offers the SBA Advantage, long-term loans guaranteed by our partner, the U.S. Small Business Administration. These loans will ease your cash flow and can be used for virtually any business purpose.
Over the past 31 years, U.S. Bank has funded more than 4.7 billion in loans to more than 20,000 small businesses nationwide.
| A SBA loan offers: |
Use your SBA loan for: |
|
Up to $4 million
Up to 90% loan-to-value
Up to 25-year, fully amortized terms
Prompt loan funding
No balloon payments
SBA Preferred Lender |
|
|
Commercial real estate purchase
Construction
Business acquisition or expansion
Equipment/Inventory purchase
Refinance
Working capital |
|
What type of SBA Loan matches your needs?
SBA 7a and 504 Real Estate Loans – Buyer/borrower must be an owner/user occupying at least 51% of an existing structure, or 60% of a newly constructed building. Up to $4 million available on qualified properties.
SBA Non-Real Estate Loans – Borrowers typically use loan proceeds for working capital, inventory, equipment purchase, business acquisition, debt refinancing. Up to $2 million available.
SBAExpress – Specifically designed for a growing small business that might not qualify for other loans. Financing available for working capital, equipment purchase, refinance, business purchase or leasehold improvements. From $5,000 to $250,000.
SBA Community Express – Targeted just for small businesses located in economically disadvantaged communities. Up to $250,000.
View tools for Technical Assistance Providers (TAPs).
Patriot Express – Exclusively for veterans, members of the military community and their spouses who want to establish or expand a small business. Up to $500,000.
Contact us to learn more about SBA Advantage Loan products.
