Savings on Certain U.S. Bank Loans and Credit Lines

With a Workplace Banking relationship you are entitled to these great loan savings.

Preferred pricing on a new installment loan interest rate with AutoPay from a U.S. Bank DDA

No closing costs

First year annual fee waived

25% off a Home Mortgage origination fee up to $1,000 with AutoPay from a U.S. Bank Checking Account.

No enrollment fee

*Subject to credit approval

++ The Annual Percentage Rate (APR) will vary at Prime Rate as published in the Wall Street Journal. As of May 12, 2008, the variable rate for lines of credit is Prime + 0% to Prime + 5% (5.00% APR to 10.00% APR). The rate will not exceed 25% APR. The floor rate is 4.99% APR. An annual fee of up to $90 may apply after the first year. The first Fix Rate Option is free: each additional one is $50. Offer is subject to normal credit approval. Property insurance is required. Interest on amounts exceeding 100% of the available equity is not tax deductible. Consult your tax advisor regarding the deductibility of interest. Rates are subject to change. Some restrictions may apply. Home Equity loans and lines of credit are offered through U.S. Bank National Association ND. Member FDIC.

Installment loan payment example: On a $30,000 20-year loan (240 payments) at 7.99% APR, monthly payments would be $250.75 if the Loan-to-Value ratio is less than or equal to 80%. Higher rates apply for higher Loan-to-Value. Offer is subject to higher credit qualifications. Property insurance is required. Some additional restrictions apply.

+++ Mortgage loan origination fee rebate/refund up to $1,000

Bonus Interest on A Certificate of Deposit*

Receive an extra 1/4% of interest when you purchase a fixed rate CD from U.S. Bank for a term greater than one year.

Discounts on a Safe Deposit Box

You are entitled to a 50% discount on any size safe deposit box for the first year.

Free Personal Financial Consultation

You can receive a free consultation on a wide range of options with a U.S. Bancorp Inc. Financial Advisor along with a 10% discount on commissions for broker-assisted stock options and no-load mutual fund transactions.

Competitive U.S. Bank Money Market Interest Rates*

With U.S. Bank, you will receive competitive money market interest rates and these great benefits:

• No minimum balance requirements
• No monthly maintenance fee

Exclusive Features on U.S. Bank Visa Cards*

Enjoy greater value with a Visa Credit Card from U.S. Bank.

Low introductory APR

*Subject to credit approval

Access to your U.S. Bank Workplace Account Around the Clock

Bank when and where you need it.

Verify your account balance
Transfer funds between accounts
Review Account history
Reorder Checks
Pay all your bills online with Free Internet Bill Pay

Purchase stamps and phone minutes
Reorder Checks
Print Statements
Change your PIN

With one simple phone call you can access your U.S. Bank account 24 hours a day, 7 days a week. Conduct any of your daily banking activities and more from any touch-tone phone.
800-US-BANKS (800-872-2657)