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FlexPerks Select Rewards Visa Credit Card
FlexPerksSM Select Rewards Visa® Credit Card
How to Apply
| Online | Apply Now |
|---|---|
| Visit Us | Find a Location |
| Call Us | 800-360-2900, ext. 51474 |
Choose How to Spend Your Rewards
Overview
- 5,000 bonus FlexPoints after $250 in net purchases1
- 0% Intro APR for the first six months on balance transfers2, plus get a great variable rate even after the first six months.
- One FlexPoint for every $2 you spend3
- No limits on FlexPoints earned
- No Annual Fee
Benefits
- Redeem FlexPoints for air travel, merchandise, gift cards and statement credit - The FlexPerks Select Rewards Visa card allows you to earn rewards for the things you want most! Redemption options start at just 5,000 FlexPoints.SM
- Get a discounted Hideaways Aficionado® Club Silver Membership4 - Enjoy VIP perks and preferred rates at the world's best hotels, resorts, villas and on cruises. It's a $145 annual value, it's yours for just $90 each year.
- Pay Your Bills Online - Earn rewards even faster when you take advantage of this easy, fast and convenient way to pay bills online with your U.S. Bank Credit Card.
- Free Online Account Access - Bank when it's convenient for you. U.S. Bank Internet Banking lets you access your accounts and make transfers any time you want to. Here you can also enroll in Online Statements and set up Account Alerts. It's easy, convenient and free.
- Visa Zero Liability5 - Visa's policy protects you from fraudulent use of your card or account information if it's lost or stolen. You'll never be responsible for unauthorized purchases, including those made online. Get added safety and the reassurance that only you can use your U.S. Bank FlexPerks Select Rewards Visa® Credit Card online and at participating merchants with Verified by Visa®.
- Fraud Protection - You're not responsible for unauthorized charges if your U.S. Bank FlexPerks Cash Rewards Visa® Credit Card is lost or stolen. Replacement cards sent within 48 hours.
- Travel Insurance - Get a minimum of $250,000 for you and your family when you purchase tickets with your U.S. Bank FlexPerks Select Rewards Visa® Credit Card.
Rewards
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Air Travel Awards - The FlexPerks Reward Center offers an easy search and booking process, and with over 150 airlines, you'll find many more flight and carrier options than you would on a single airline Web site.
Examples
20,000 FlexPoints Up to $400 ticket value 30,000 FlexPoints Up to $600 ticket value 40,000 FlexPoints Up to $800 ticket value 50,000 FlexPoints Up to $1,000 ticket value 70,000 FlexPoints Up to $1,400 ticket value 100,000 FlexPoints Up to $2,000 ticket value 150,000 FlexPoints Up to $3,000 ticket value 225,000 FlexPoints Up to $4,500 ticket value 350,000 FlexPoints Up to $7,000 ticket value 500,000 FlexPoints Up to $10,000 ticket value -
Hotel, Car Rental and Cruise Rewards - Redeem FlexPoints for other travel rewards with elite companies like:
- Hotels: Hyatt Hotels & Resorts®, Marriott® Hotels and The Ritz-Carlton®
- Car rentals: National®, Budget® and Hertz
- Cruise lines: Carnival Cruise Lines® and Royal Caribbean International®.
Examples
5,000 FlexPoints $50 gift certificate 10,000 FlexPoints $100 gift certificate 20,000 FlexPoints $200 gift certificate 30,000 FlexPoints $300 gift certificate 40,000 FlexPoints $400 gift certificate 50,000 FlexPoints $500 gift certificate -
Merchandise Rewards - Redeem FlexPoints for FlexPoints for your choice of hundreds of items ranging from electronics and designer clothing to household goods and unique collector's items like:
- Apple®
- Sony®
- North Face®
- Bose®
- Oakley®
- Canon®
- Dell®
- Dyson®
- and more
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Gift Cards - Redeem FlexPoints for gift cards from leading merchants and use them to buy clothing, electronics, household goods and more. Choose from retailers like:
- Amazon.com®
- Best Buy®
- Borders® and Waldenbooks®
- Charity Choice
- Gap
- The Home Depot®
- Land's End®
- L.L. Bean
- Macy's
- Office Depot®
- Pottery Barn®
- Saks Fifth Avenue
- Sears
- Starbucks Coffee
- and more
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Statement Credit to Your Account - Redeem FlexPoints for statement credit. Just select "Cash Back" at the FlexPerks Rewards Center.
5,000 FlexPoints $50 statement credit 10,000 FlexPoints $100 statement credit 15,000 FlexPoints $150 statement credit 20,000 FlexPoints $200 statement credit
Learn more about rewards at the FlexPerks Rewards Center
We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association ND and its affiliates as provided under the Cardmember Agreement and applicable law.
Your introductory APR applies to balance transfers and the rates are valid for six (6) billing cycles. The introductory rate does not apply to cash advances or purchases. We apply your minimum payment to balances with lower APRs first. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. Balance transfer fees apply
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One-time 5,000 Bonus FlexPoints will be awarded when you are approved for a new FlexPerks Select Rewards Visa Card and Net Purchases totaling $250 or more post to your account within 90 days from account opening. Please allow 6-8 weeks for your bonus FlexPoints to be credited to your FlexPerks account. You are eligible to receive one-time bonus FlexPoints for each new FlexPerks Select Rewards account type. Existing and previous FlexPerks Select Rewards accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Select Rewards Visa Card is subject to terms and conditions of the FlexPerks Select Rewards Visa Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval. The creditor and issuer of the FlexPerks Select Rewards Visa Card is U.S. Bank National Association ND, and the Card is available to legal United States residents within the U.S. Bank footprint only.
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View pricing information.
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U.S. Bank will credit your FlexPerks Select Rewards Visa Account with FlexPoints as follows. For Net Purchases earn one FlexPoint for every $2. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your Visa billing period. We will not award FlexPoints for Advances, Convenience Checks, Visa Buxx, Balance Transfers, Finance Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you.
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FlexPerks Select Rewards cardmembers are entitled to a discounted Silver Club membership in the Hideaways Aficionado Club at a fee of $90/year, a $55/year savings. Cardmembers receive a Hideaways members-only publication, Hideaways Life, at no cost to U.S. residents and for $18.15 shipping fee to Canada. Cardmembers must provide their name, address, email address and FlexPoints number in order to activate their discounted membership. Verification of FlexPerks Select Rewards Visa Account status will be required for enrollment. To activate your discounted membership, sign up or call 800-843-4433. For assistance using your membership, please call Hideaways International at 800-843-4433. For questions regarding this benefit, please call the Cardmember Service phone number on the back of your Card.
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Visa's Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or view Visa's Zero Liability Policy.
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- The U.S. Bank FlexPerks Select Rewards Visa card is issued by U.S. Bank National Association ND.
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