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Standard Savings
How to Apply
| Online | Apply Now |
|---|---|
| Visit Us | Find a Location |
| Call Us | 800-987-7237 |
Plan for your future with our FDIC-insured Standard Savings account. It's a perfect option for first-time savers or anyone who wants easy, convenient access to their money while it earns interest.
Standard Savings Details
| Minimum Opening Deposit 1 | $25 |
|---|---|
| Monthly Maintenance Fee | View Fees |
| Requirements to Waive Monthly Maintenance Fee 2 | $300 minimum daily ledger balance or $1,000 average monthly collected balance. |
| Interest | View Today's Interest Rates |
| Check Writing | No |
| U.S. Bank Overdraft Protection | Can be used as overdraft protection for a U.S. Bank Checking account. |
| ATM Transactions 3 | Free at U.S. Bank ATMs 3 (Non-U.S. Bank ATM fees apply.) |
| Access Through a U.S. Bank Check Card or ATM Card 4 | Yes |
| U.S. Bank Internet Banking | Yes |
| Statement | Quarterly; can be linked to monthly checking statement |
| Other 5 | Interest compounded daily, paid quarterly, FDIC-insured. |
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Minimum Opening Deposit may differ from your local branch and is only valid when you apply online.
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AR, MO, and KS ONLY: $200 minimum daily ledger balance or $1,000 average monthly collected balance.
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Other ATM network owners may assess a usage fee.
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U.S. Bank Check Card requires a U.S. Bank checking account and customer qualification.
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Please refer to the
Account Disclosures, Terms and Conditions for complete information, including transaction limitations, on savings accounts.
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- For more information, visit a location or call 24-Hour Banking and Financial Sales.
- Deposit Products offered by U.S. Bank N.A. Member FDIC
It's easy to plan and earn rewards with S.T.A.R.T.